emmerman@optonline.net
11 Ingersoll Road Marlboro, NJ 07746-1522
(732) 536-0556 fax: (732) 972-8830
monewise fall 2006
-new credit for energy conservation improvements; -everyone can have a ROTH IRA, but maybe not until 2010; -new Medicaid qualification rules; -donating IRA monies to charities; -a big change in beneficiary’s rights; -increase in Medicare premiums; -pension savings protected in bankruptcy; -a few short topics.
moneywise fall 2003 -piggy back disaster planning onto you estate plan; -2003 tax legislation; -the new "do not call list"; -retirement savngs update; -REITs as an investment option; -a primer on mutual funds; -a few short topics.
moneywise winter 2003 -end of year planning; -401k plans for self-employed; -cancelling your PMI: -pay down your mortgage; -primer on home equity loans; -estate planning observations; -a few short topics.
moneywise fall 2002 -an investment point of view; -retirement savings - 2002; -record retention; -tax benefits if you pay for college; -A ROTH conversion could be a good idea this year; -pension distributions after death; -a few short topics.
moneywise winter 2002 -charity update; -you WILL be able to retire; -a brief primer on long term care insurance; -understanding bonds; -Coverdell (Education IRA) savings accounts; -a few short topics.
moneywise fall 2001 In this issue, I discuss: -wealth; -once again, my advice; -a brief discussion about Social Security; -retirement savings; -new for 2002; -a few short topics.